WE CAN FINANCE ANYONE - CREDIT AND INCOME NOT AN ISSUE!

Let thirty years of lending experience make your loan happen even if you have been disappointed elsewhere.

BEST RATES AND TERMS
Every loan profile is unique. Some of us have great credit histories, but don't show much income on tax returns. Others have credit history issues but own a home with substantial equity. You may have perfect credit with good income documentation but have done recent work to the property and it looks like a "work in progress." Or you may know that you will be moving in a few short years while others will retain ownership into the indefinite future.

Each profile is as different as a set of finger prints but with 200 lenders and 3000 loan programs, we will not only find a product and program match ideal for you but do so at great rates and terms that are always immediately guaranteed in writing.

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GUARANTEED IN WRITING FOR NO "LAST MINUTE" SURPRISES
Everyone has heard this one. It's told more frequently than an old joke:

Have you heard the one about the loan applicant who walks into an escrow closing after having given the lender everything required just short of urine specimens and blood viles during the loan process. One look at the loan documents and a phone call is placed to the lender with the single question being "what happened to the rates, terms and loan program you promised me?"

The punch line is that the loan applicant never requested or received anything in writing other than the good faith estimate which is not a binding document. Moral of the story is never let that happen to you. After weeks in the loan process, we frequently become so warn down that we throw our hands up in disgust and sign on the dotted line.

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INCOME DOCUMENTATION ISSUES
You may be self employed and just don't show enough income on tax returns to be approved for a full income documentation loan. If so, you are in the majority as we originate more stated income or no income - no asset loans that those with full income documentation by a margin of almost 3 to 2.

Many make the mistake of putting off lowering their monthly payment thinking that they will never qualify due to income. This just isn't so. If you are one of them…

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CREDIT HISTORY ISSUES
Bankruptcy, foreclosure, repossession? At one time or another, odds say every one of us will experience some type of credit history issue if we have not already. But don't let that stop you from making application as it just takes a timely twenty-four month payment history to put you right back on top.

Besides, and believe it or not, preliminary rates and terms during the initial loan period are really not painful. Under most circumstances you will actually find them to be surprisingly friendly.

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PRODUCTS AND PROGRAMS
If you can imagine the loan product, we have it. If you can't due to your individual needs and circumstances, we will figure it out. With over 200 lenders and 3,000 programs it really isn't that hard. Thirty years of experience really makes it quite easy.

All of your lending needs will be met. Perhaps it can be achieved with one the products listed below:

1. Revolving credit lines that can be used, repaid and used over and over again.

2. Interest only loans for lowest possible payments.

3. A fifteen-year fixed that may have the same payment amount of your present thirty year loan with today's great rates.

4. The credit reparative loan that is a thirty year loan fixed for two years allowing you enough time to build up a track history.

Apply today and we will match your circumstances with the perfect loan program for you.

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LOAN PURPOSE
1. PURCHASE LOANS or pre-approval so that your perspective seller knows that you are serious.

2. REFINANCE LOANS because your monthly payments are way too high and you just haven't taken the time to apply.

3. DEBT CONSOLIDATION LOANS for when high interest rate personal loans have wreaked havoc with your monthly cash flow.

4. INCOME PROPERTY LOANS (including apartment projects) for the investor no matter how big or small.

5. CONSTRUCTION, RENOVATION OR HOME INPROVEMENT LOANS.

6. REVOLVING CREDIT LINE (equity line of credit) or fixed rate seconds for any purpose.

Do any one of the purposes listed above look familiar? If not, or for any other loan purpose…

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We also specialize in commercial, industrial apartment projects and mixed use commercial. Should this be your need, click here to go to our commercial site.
© ASAP Funding Group Inc. 2003 - 2007
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